Cumming Homes under $300,000

Welcome to Cumming, Georgia, a charming city nestled in the heart of Forsyth County, where southern hospitality meets modern living. Known for its picturesque landscapes and vibrant community, Cumming is an ideal place for families, professionals, and retirees alike. With its close-knit neighborhoods, beautiful parks, and top-rated schools, Cumming offers a serene lifestyle while still being conveniently located just 40 miles north of Atlanta.

One of the most appealing aspects of Cumming is its diverse real estate market, particularly for those seeking homes under $300,000. This price range opens the door to a variety of options, from cozy townhomes to quaint single-family residences. Whether you're a first-time homebuyer or looking to downsize, Cumming's affordable housing market provides a fantastic opportunity to invest in a thriving community without breaking the bank.

Imagine waking up in a charming home surrounded by lush greenery, with access to local amenities such as shopping, dining, and recreational activities. The nearby Lake Lanier offers endless outdoor adventures, from boating and fishing to hiking along scenic trails. Cumming is also known for its vibrant events, including farmers' markets, seasonal festivals, and community gatherings that foster a strong sense of belonging.

In Cumming, you'll find not just a house, but a place to call home. With homes under $300,000 available, now is the perfect time to explore this enchanting city and discover the lifestyle you've been dreaming of. Come and experience the warmth and charm of Cumming, where your ideal home awaits!

Newest Cumming Homes under $300,000

$249,000

1 Beds ⋅ 2 Baths ⋅ 7862495 MLS

Charming, cheerful and easy to own. This sunny yellow cottage in Shady Shores puts you minutes from Lake Lanier for less than most apartments ask you to commit to. Step inside to wood-look floors and a family room built around a floor-to-ceiling stacked stone fireplace, the kind of spot where winter evenings take care of themselves. The kitchen has a wall of oak cabinets, a double sink under a window that looks out to the trees, and a laundry room right next door. Downstairs, a spacious bedroom with a ceiling fan, a full bath and its own door out to the backyard feels like a private retreat. Outside is where this home shines: a big covered pavilion with a vaulted wood ceiling, low-maintenance turf, a privacy fence, and a wide concrete driveway with room for several cars on a corner lot. A smart start, a quiet downsize, or a place to finally stop renting. Come see it. No HOA.

3115 Century Drive, Cumming

$269,000

2 Beds ⋅ 1 Baths ⋅ 7862457 MLS

4055 Merritt Drive, Cumming, GA — Sold As Is, this property presents an excellent opportunity for investors, flippers, or buyers looking to renovate and add value. Featuring a functional floor plan with generous living spaces, this home offers strong potential for customization and improvement. Situated on a spacious lot in a desirable Cumming location, the property is conveniently located near shopping, dining, parks, top-rated schools, and major commuter routes. Whether you're looking for your next investment project or a home to make your own, 4055 Merritt Drive offers outstanding potential in a sought-after area. Property is being sold As Is with no seller repairs or concessions.

4055 Merritt Drive, Cumming

$299,000

2 Beds ⋅ 2 Baths ⋅ 7860193 MLS ⋅ Lanier Beach South BLDG.

Highly desirable top-floor waterfront condo on Lake Lanier with a private boat slip in South Forsyth. This distinctive community features Frank Lloyd Wright-inspired architecture, a private community dock, saltwater pool, boat storage, and backs up to incredible Little Ridge Park on Lake Lanier. Inside, vaulted ceilings and 2-story living rm. large fan w/light, a spiral staircase, recessed lights, large open windows and a master-on-main layout add character and everyday convenience. Enjoy more lake time and less upkeep in this distinctive Lake Lanier waterfront condo. Situated on the highly desirable south end of Lake Lanier in Forsyth County, this top-floor home combines lake access, a private boat slip, resort-style amenities, and a low-maintenance lifestyle that lets you make the most of waterfront living. One of the things that makes this community truly special is its character. Inspired by the architectural principles of Frank Lloyd Wright, the development offers a distinctive design and rich history that stands apart from typical condominium communities. Mature trees, winding paths, and thoughtful landscaping create an atmosphere that feels more like a lakeside retreat than a traditional condo complex. Inside, the home features a 2-story living rm. with vaulted ceilings, an awesome balcony overlooking the forest and lake (seasonal), a dramatic spiral staircase, recent paint and LVP flooring, and beautiful seasonal lake views overlooking the adjacent park! The master-on-main layout provides convenient everyday living, a large sliding glass doors brings the natural surroundings indoors. Including an open loft for office or workout space! This is one of the highly desirable top-end units. Step outside and enjoy mornings overlooking the water, afternoons on the lake, and evenings relaxing in one of Lake Lanier's most unique waterfront communities. The included boat slip makes spontaneous lake days easy, while the secure community dock provides peace of mind when you're away. The amenities here are exceptional. Residents enjoy a newly resurfaced saltwater pool, community garden, boat storage, and one of the area's most desirable private waterfront settings. The strong and active HOA helps maintain the community while preserving the character and quality that residents appreciate. Recent updates, including paint and LVP flooring (2023), two custom, new, sliding glass doors installed in living rm., and upstairs bedroom (2024), newly updated bathrooms with quartz tops and vanities, frameless glass showers, beautiful plumbing fixtures (2025), updated rooms (2023), updated laundry closet with updated washer & dryer included (2023), newer Samsung refrigerator included (2023), Kitchen with granite tops, electric vented range, microwave, cabinets with pull handles, disposal, tile backsplash (2023), and HVAC and additional mini split replaced in (2023), help create a move-in-ready experience. Properties offering Lake Lanier access, a private boat slip, resort-style amenities, and this much character on the south end of the lake rarely become available. Whether you're looking for a full-time residence, weekend retreat, or lock-and-leave lake lifestyle, this opportunity is difficult to replicate.

3200 Rim Cove Drive Unit 134, Cumming

$285,000

2 Beds ⋅ 3 Baths ⋅ 7853286 MLS ⋅ Hutchinson Pointe BLDG.

Stop the scroll right here!! This end unit with fully fenced private backyard in Hutchinson Pointe is the one! Conveniently located just a short drive to the Cumming Fairgrounds, Collection at Forsyth (and Halcyon!) and everything the quaint downtown Cumming has to offer! This 2 bedroom 3 bathroom townhome has been lovingly renovated with new floors and has been pre-inspected for a quick sale!! The main floor is full of natural light with a kitchen complete with new appliances and a view to the family room. The upstairs has two large bedrooms with walk-in closets. Each unit has two assigned parking spaces along with plenty of guest parking. The neighborhood is a close knit community complete with swimming pool, tennis courts and children's playground. This home is a perfect starter home or downsizer looking for low maintenance living!

4350 Cypress Court, Cumming

$300,000

3 Beds ⋅ 2 Baths ⋅ 7841194 MLS

Welcome to 2255 Williams Ln! This solid brick ranch sits on over half an acre with no HOA, offering space, flexibility, and plenty of potential. The spacious backyard lets you spread out and enjoy the outdoors, while the large driveway offers ample parking for multiple vehicles. At the heart of the home, a cozy fireplace room creates a warm, inviting focal point. With great bones and endless possibilities, this home is ready for its next owner to bring their vision to life and add the finishing touches. Enjoy an incredible location just 3 miles from Cumming City Center, with convenient access to local dining, shopping, and entertainment. Space, character, and opportunity await at 2255 Williams Ln!

2255 Williams Lane, Cumming

$285,000

2 Beds ⋅ 2 Baths ⋅ 7850985 MLS

Lake life meets easy one-level living in this charming modern cottage, just moments from public boat ramp access for weekends on the water at Lake Lanier. The rocking chair front porch creates a welcoming first impression, and the fenced yard offers room to roam, play, and enjoy the outdoors at home. Step inside to vaulted ceilings and an open floor plan that fills the space with light. The living area is centered around a fireplace with a tile surround, creating a natural focal point for gathering. The kitchen features granite countertops and room for an island for added prep space or storage, or bistro table for casual everyday dining. Two spacious bedrooms offer comfortable retreats, served by a full bathroom and a convenient powder bath. A screened-in and vaulted sunroom extends the living space outdoors, ideal for morning coffee or evening wind-down that can be enjoyed year-round. The fenced yard wraps around the driveway with gated access, while a storage shed offers possibility to be converted into a workshop or hobby space. Recent updates like a new water heater add peace of mind. Whether you're searching for a peaceful, low-maintenance primary residence or a turnkey weekend escape near the lake, this home delivers. Its location near GA-400 puts shopping, dining, entertainment, and the new Cumming City Center all within easy reach, rounding out a rare combination of comfort, charm, and convenience in one of Forsyth County's most desirable pockets.

4035 Hawk Street, Cumming

$189,900

2 Beds ⋅ 2 Baths ⋅ 7850271 MLS

LOCATION, LOCATION, LOCATION!!! Lovely acreage with so many possibilities. The singlewide is in great shape & has 2bd 2ba with generous liv, din kitchen space. Currently rented, so great investment property or could finish out lease & live there & build. Great Usable Land with level front & backyard with a gentle slope at the rear of property, perfect for all types of house plans like ranch homes or a basement home. Walking distance to Poole's Mill Historic wooden bridge & park on the River. Conveniently close to MATT community, Canton, Cumming & the famous Ball Ground area! It's the place to be! Currently rented, do not disturb tenant must have an appointment.

5170 Hurt Bridge Road, Cumming

$274,900

2 Beds ⋅ 1 Baths ⋅ 7849617 MLS

Set just a mile off GA-400, this two-bedroom, one-bath cottage has been completely renovated from top to bottom and lovingly maintained, so there's nothing left to do but unpack. Luxury vinyl plank flooring flows through every room, giving the home a clean, cohesive look that's easy to care for. The bathroom has been fully redone with a tiled walk-in shower, and the kitchen comes equipped with a refrigerator, range, and dishwasher. The living room features a fireplace and a high ceiling that gives the space an open, airy feel. The eat-in kitchen has room for a table and everyday meals, and the simple, practical floor plan makes the home feel comfortable and easy to settle into right away. Out front, a covered porch is just right for a pair of rocking chairs, a morning cup of coffee, or watching the evening wind down. Out back, a utility shed and a second outbuilding give you plenty of extra space for storage, tools, a workshop, a garden setup, or a hobby room. With no HOA, you're free to use the property and make it your own. The location is hard to beat. You're only a few miles from Lake Lanier for boating, swimming, and lazy weekends on the water, and just minutes from Cumming City Center with its shops, restaurants, entertainment, and a live music venue hosting free weekly concerts. Whether you're looking for a full-time home, a weekend getaway, or an income property, this cottage fits the bill, and there are no long-term rental restrictions. Come take a look in person. It's even sweeter than the photos.

2560 Fairlane Drive, Cumming

$300,000

2 Beds ⋅ 1 Baths ⋅ 7844584 MLS

Who says owning property is not affordable anymore?! Check out this updated and move in ready home on 1.24 acres offered for an amazing price! This property could work for many scenarios - first time buyer, investor for rental, developer looking for large lot in desirable Cumming location, weekend getaway (could store a boat here and only minutes to the lake). The home has been nicely updated with an open floorplan and vaulted ceilings in the kitchen and main living area. Two bedrooms plus a bonus room / office. Septic tank recently serviced, newer windows, newer HVAC. Great Cumming location minutes from Lake Lanier and GA 400 but quiet country feel. Don't miss this great opportunity!

7485 Little Mill Road, Cumming

$244,900

2 Beds ⋅ 1 Baths ⋅ 7824650 MLS

Zero down could get you the keys. This move-in-ready 2BR/1BA sits in a USDA-eligible area, so qualified buyers may be able to purchase with no down payment, on a home that has already done the work. Renovated to move, not to sit: freshly painted inside and out, new HVAC heat pump, new tankless water heater, new dishwasher, new lighting throughout, new windows and a new gravel drive. Roof installed 2018, one less thing on your list. The enclosed sunroom adds true flex space and opens to a large deck the competition simply doesn't offer. Front and side decks are just 2 years young. All of it sits on .32 acres, with a bonus 8'x12' storage shed and new ramp for the mower, the bikes and the projects. The listed 720 sq ft does not include the 144 sq ft enclosed sunroom, for 864 total sq ft. A finished home with a financing path this accessible will not wait long. Schedule your showing today and make it yours before someone else does.

5015 Virginia Avenue, Cumming

$289,000

2 Beds ⋅ 2 Baths ⋅ 7817447 MLS

BACK ON THE MARKET — NO FAULT OF THE SELLER! Property has been professionally appraised close to the current asking price, providing added confidence in the value. Income-Producing Investment Opportunity with Future Development Potential! This fully renovated 2-bedroom, 2-bath mobile home is a turnkey, cash-flowing investment currently generating $1,900/month in rental income. The property is tenant occupied with a lease in place through June 2027 and a strong likelihood of renewal. Please DO NOT disturb the tenant. Showings by appointment only. The home has been extensively updated with all major appliances less than two years old, a new metal duct system installed in 2025, and a septic system professionally serviced in 2026, offering low-maintenance ownership for years to come. Beyond the immediate rental income, this property presents an outstanding buy-and-hold or future redevelopment opportunity. Continue collecting rental income while planning your custom dream home in one of North Metro Atlanta's fastest-growing luxury corridors. Ideally located just outside The Manor in Milton, this property offers the advantage of a prestigious location while benefiting from lower Forsyth County taxes. Directly across the street is a new Toll Brothers luxury community, where homes are selling for over $1.5 million, highlighting the area's strong appreciation potential. Enjoy convenient access to GA-9 (Atlanta Highway), US-400, Windward Parkway, Halcyon, Avalon, top-rated dining, shopping, and entertainment. Motivated Seller! Seller financing is available for qualified buyers, creating a rare opportunity for investors seeking flexible purchase terms. Whether you're looking for immediate cash flow, long-term appreciation, or a future homesite, this property offers exceptional value in a highly desirable location.

3722 Longstreet Church Road, Cumming

$274,900

3 Beds ⋅ 2 Baths ⋅ 7808758 MLS

New roof and gutters coming soon. Home qualifies for usda, fha, va and conventional. Well maintained, great location, plus a level private lot. Plenty of square footage that offers an open concept with the kitchen, den, dining room and living room. Flooring offers vinyl plank flooring and/or tile throughout. The outdoor shed is perfect for extra storage.

4131 Tribble Road, Cumming

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Cumming Homes under $300,000

Newest Cumming Homes under $300,000

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